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CHARITY SURPLUS FROM ONE'S NEEDS

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“The upper hand (the giver) is better than the lower (the receiver); begin with your dependents, and the best charity is from your surplus. Whosoever abstains from asking will be shielded by Allah; and he who refrains - may Allah enrich him.”

Bukhari with a chain up to Abu Hurairah who related that the Prophet, praise and peace be upon him, said this.