CHARITY SURPLUS FROM ONE'S NEEDS H 528 "The upper hand (the giver) is better than the lower (the receiver); begin with your dependents, and the best charity is from your surplus. Whosoever abstains from asking will be shielded by Allah; and he who refrains - may Allah enrich him." R 528 Bukhari with a chain up to Abu Hurairah who related that the Prophet, praise and peace be upon him, said this.
526- وعن حكيم بن حزام رضي الله عنه : أنَّ النَّبيَّ صلى الله عليه وآله وسلم ، قَالَ : "اليَدُ العُلْيَا خَيْرٌ مِنَ اليَدِ السُّفْلَى ، وَابْدَأْ بِمَنْ تَعُولُ ، وَخَيْرُ الصَّدَقَةِ مَا كَانَ عَنْ ظَهْرِ غِنىً ، وَمَنْ يَسْتَعْفِفْ يُعِفُّهُ الله ، وَمَنْ يَسْتَغْنِ يُغنهِ الله" متفقٌ عَلَيْهِ . وهذا لفظ البخاري ، ولفظ مسلم أخصر .